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Eligibility Checker shows you which cards you’re most likely to be accepted for, so you can avoid the ones that are more likely to decline you.

Getting declined can damage your credit score, and this makes it harder to borrow money in the future.

A 0% balance transfer credit card allows you to move an existing debt from one credit card provider to another.

Missing payments, as you’d expect, will lower your score.

Get a long interest-free period for up to 29 months when you transfer a balance with MBNA.

Representative Example: If you spend £1,200 at a purchase rate of 20.93% p.a (variable) your representative APR is 20.9% APR (variable) Help build your credit score and get 0% interest on balance transfers, purchases and money transfers.

But be aware that you may have to pay a fee to transfer the balance, and you must always make at least the minimum repayment.

A 0% purchase credit card is ideal if you are planning a significant purchase, like a dream holiday or a car, and want to spread the cost over a period of time without wasting money on interest payments.

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